How Do You Prefer to Save?

* Offer is available on To Be Built Homes and select quick move-in homes with a purchase agreement signed between 5/1/25 and 5/31/25, with the use of preferred lender and closing attorney, subject to regulatory limits and buyer qualifications. Flex Cash promotions represent up to 3% of the base price plus lot premium and are the total Incentive, which includes lender and closing attorney contributions. Of the Flex Cash, at least 1% must be used towards closing costs, and the remainder may be split as the purchaser desires, towards either rate buydown, closing costs, or options discount. The lender pays 0.75% of the loan amount credit towards closing costs, and $650 of total flex cash is provided if the buyer uses preferred closing attorney. Amount varies by property and cannot be used to reduce the base price. Please ask the New Home Consultant for terms and exact credit amounts. Seller contribution limits may apply and may affect maximum financing. Maximum closing cost assistance may vary based on the purchase price, product, and occupancy. The seller is not a lender. The purchaser is free to use any lender and/or attorney he/she likes; however, the promotional credits are only available with a mortgage loan obtained through Main Street Homes preferred lenders. See New Home Consultant for additional details. Main Street Homes reserves the right to change or withdraw any offer at any time. Restrictions apply. Build on your lot homes are excluded from this promotion. Subject to final contract terms.

**This special financing offer is available on select single-family homes and townhomes in lieu of the Flex Cash that go under contract by May 31st, 2025. Main Street Homes will contribute a closing cost credit of up to 2.3% of the loan amount when using our preferred lender, subject to regulatory limits and buyer qualifications. A temporary 2/1 interest rate buydown from Truist Mortgage on a 30-year amortization is available, resulting in an interest rate of 4.99% for the first year of the loan (APR 7.008%), assuming a 20% down payment, a 780 credit score, and owner-occupied status with no escrow waiver.

The seller credit will reduce the interest rate to 4.99% for the first 12 payments and 5.99% for the next 12 payments. After the 24th payment, the interest rate will return to a fixed note rate of up to 6.99% for the remainder of the loan term. 

Actual interest rates will vary based on credit score, loan program, down payment percentage, occupancy type, home style, and purchase price. Rates may change during the loan commitment, lock-in, or closing. Buyers must meet qualifications for specific loan terms, including occupancy, down payment, credit, underwriting requirements, and investor program guidelines. This disclaimer is not an offer to enter into an interest rate or discount point agreement. Any such agreement must be in writing and signed by both the borrower and the lender.

The purchaser is advised to speak with the mortgage providers listed above to determine the exact financing costs required to close.

While the purchaser can use any lender, the promotional closing cost credit is only available with a mortgage loan obtained through Truist Mortgage. Purchasers are encouraged to shop around to ensure they receive the best services and rates.

Please note that the owner of Main Street Homes is affiliated with MFR2, LLC, which has a business relationship with Tidewater Home Funding (a/k/a Benchmark Mortgage), where MFR2, LLC has a 2.5% ownership interest. This relationship may provide MFR2, LLC with a financial or other benefit.

Main Street Homes reserves the right to change or withdraw any offer at any time.