Select Quick Move-in Home Savings

* Offer is available on To Be Built Homes and select quick move-in homes with a purchase agreement signed between 8/22/25 and 8/31/25, with the use of a preferred lender and closing attorney, subject to regulatory limits and buyer qualifications. Flex Cash promotions represent up to 3% of the base price plus lot premium and are the total Incentive, which includes lender and closing attorney contributions. Of the Flex Cash, at least 1% must be used towards closing costs, and the remainder may be split as the purchaser desires, towards either rate buydown, closing costs, or options discount. The lender pays 0.75% of the loan amount credit towards closing costs, and $650 of total flex cash is provided if the buyer uses a preferred closing attorney. Amount varies by property and cannot be used to reduce the base price. Please ask the New Home Consultant for terms and exact credit amounts. Seller contribution limits may apply and may affect maximum financing. Maximum closing cost assistance may vary based on the purchase price, product, and occupancy. The seller is not a lender. The purchaser is free to use any lender and/or attorney he/she likes; however, the promotional credits are only available with a mortgage loan obtained through Main Street Homes preferred lenders. See New Home Consultant for additional details. Main Street Homes reserves the right to change or withdraw any offer at any time. Restrictions apply. Build on your lot homes are excluded from this promotion. Subject to final contract terms.

**This special financing offer is available on select single-family homes and townhomes that go under contract by August 31st, 2025, and close by October 30^th, 2025, or within 60 days of agreement ratification, whichever occurs first.  Main Street Homes will contribute a closing cost credit up to 2.6% of the conventional loan amount or up to 2.3% of the FHA loan amount when using our preferred lender, subject to regulatory limits and buyer qualifications.  A permanent interest rate buydown from Truist Mortgage on a conventional or FHA loan with a 30-year amortization is available, resulting in an interest rate of 5.99% (APR 6.134%) plus a 1/0 buydown to 4.99% (APR 6.134%) in year one assuming a 10% down payment for conventional loan or 3.5% down payment for an FHA loan, a 780-credit score, and owner-occupied status with no escrow waiver. Total seller contributions, including those used for buyer rate buydowns or closing costs, are subject to maximum financing contribution limits imposed by each loan program. These limits may reduce the amount of the incentive that can be applied. 

Actual interest rates will vary based on credit score, loan program, down payment percentage, occupancy type, home style, and purchase price. APR’s noted above assume a conventional loan program. Rates may change during the loan commitment, lock-in, or closing. Buyers must meet qualifications for specific loan terms, including occupancy, down payment, credit, underwriting requirements, and investor program guidelines. This disclaimer is not an offer to enter into an interest rate or discount point agreement. Any such agreement must be in writing and signed by both the borrower and the lender.

The purchaser is advised to speak with the mortgage providers listed above to determine the exact financing costs required to close.

While the purchaser can use any lender, the promotional closing cost credit is only available with a mortgage loan obtained through Truist Mortgage. Purchasers are encouraged to shop around to ensure they receive the best services and rates.

Please note that the owner of Main Street Homes is affiliated with MFR2, LLC, which has a business relationship with Tidewater Home Funding (a/k/a Benchmark Mortgage), where MFR2, LLC has a 2.5% ownership interest. This relationship may provide MFR2, LLC with a financial or other benefit.

Main Street Homes reserves the right to change or withdraw any offer at any time.