Shop Our Quick Move-In Home Holiday Savings Event Celebration. Expires 1.15.24.

Main Street Homes

Take advantage of our Quick Move-In Home Holiday Savings Event Celebration.

Secure your interest rate of 4.99% (7.20% APR) today!*

Offer is available on select ready-to-move-in homes when a purchase agreement is signed by 12/15/23 and closed by 1/15/24. Offer is subject to certain terms, conditions and restrictions. Visit the sales team for at your community of choice for specific details. Interest rate is available through Main Street Homes Lender Partner only. Available while supplies last. Contact us to learn more while this rate is still available!

Lock in your savings today
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Work with our preferred lenders and closing attorney to lower your interest rate, lock your rate or help pay closing costs

To avoid a long list of fine print disclosures, we won't post a specific rate here, but you will be able to work with our preferred lenders and closing attorney to find the best option available to you! 

Here are a few ways our partners can help you lock in your savings:

Mortgage Rate Buydown

Lower your monthly payment by up to $300 a month.

Lock In Your Interest Rate

Confidence knowing your payment won’t change before closing.

Lower Your Closing Costs

Have the extra cash needed to move into your new home.

*In the event the purchaser has selected a single family or townhome that will close by December 28, 2023, Main Street Homes will make this offer available. Main Street Homes to contribute closing cost credit up to 4% of sales price with use of preferred lender, subject to regulatory limits and buyer qualifications. Rate of up to 4.99% (APR 7.2%) is available with preferred lenders using a seller paid temporary 2/1 interest rate buydown on a 30 year amortization.  This assumes 25% down, 780 credit score, owner-occupied, with no escrow waiver.  Seller credit is applied to buy down the interest rate to 4.99% for payments 1-12 and 5.99% for payments  13-24. Interest rate returns to fixed Note rate up to 6.99% for remaining loan term.

Actual rate will vary based on credit score, loan program, down payment percentage, occupancy type, home style and purchase price. Rates may change at the time of loan commitment, lock-in or closing. Buyer is subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements, and /or investor program guidelines. Not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. The seller advises the purchaser to speak with the mortgage providers listed above to determine the exact financing costs required to close.

Purchaser is free to use any lender he/she likes; however, the promotional closing cost credit is only available with a mortgage loan obtained through preferred lenders - C&F Mortgage, Benchmark Mortgage Corporation or Truist Mortgage Company. Purchaser is not required to use C&F Mortgage, Benchmark Mortgage or Truist for a final mortgage loan commitment. Purchaser is free to shop around and determine that he/she is receiving the best services and best rate for those services. Please be advised that the owner of Main Street Homes is affiliated with MFR2, LLC which has a business relationship with Tidewater Home Funding (a/k/a Benchmark Mortgage). Specifically, MFR2, LLC has a 2.5% ownership interest in Tidewater Home Funding (a/k/a Benchmark Mortgage). Because of this relationship, this referral may provide MFR2, LLC a financial or other benefit. Main Street Homes reserves the right to change or withdraw any offer at any time.

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