Move In Sooner - 4.99% on QMI Homes** - Offer Ends 10/31/26.
Main Street Homes of VA, Inc.

Two Ways to Save. Limited-Time Offer. Ends on 10/31/26.

Build & Personalize - Lock In 5.99%*

  • To Be Built Homes in Select Communities with 5.99% 9-Month Extended Lock.
  • Plus, a One-Time Opportunity to Float Down if Rates Improve.
  • Personalize Your New Home. Know Your Rate. Build with Confidence.
  • Scroll below for communities, payment examples, and disclaimers.
  • Click to watch a video and learn about this promotion.

Move In Sooner - 4.99% on QMI Homes**

  • Save Hundreds per Month. Save Thousands in Five Years.
  • Limited Homes. Many Are Move-In Ready. Don’t Miss Out.
  • Select Quick Move-In Homes with 4.99% Conventional 5/6 ARM Loan.
  • Scroll below for homes, payment examples, and disclaimers.

Complete this form to connect with Savannah and Daniel, our New Home Specialists.

Click Here to Explore Special Offers for Quick Move-In Homes.

Click Here to Explore Our Quick Move-In Homes.

Click Here to Explore Our Communities.

Click Here to Explore Our Floor Plans.

Click Here to Locate Our Model Homes.




Lock in your savings today
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Two Ways to Save. Limited-Time Offer. Ends on 10/31/26.

Build & Personalize - Lock In 5.99%*

For a limited time, eligible homebuyers can feel even more confident while building a personalized Main Street home with a 5.99% 9-Month Extended Rate Lock available on eligible To-Be-Built homes in select Main Street Homes communities, plus a one-time opportunity to float down if rates improve. A To-Be-Built home gives you the opportunity to make your new home feel like yours from the beginning. Choose your homesite. Personalize your floor plan. Make your design selections. Then, let our experienced team guide you through each step as you watch your new home come to life, with the added confidence that comes with an extended rate lock. Connect with our Online Sales Specialists, Savannah and Daniel, at 804-376-8806 to ask questions, explore available homesites and floor plans, and learn more about this limited-time offer. 

To Be Built Homes in Select Communities:

Let’s Do the Mortgage Math! Save Over $139,000 on a $600,000 Home with a 5.99% 9-Month Extended Rate Lock*

Disclaimer: Estimated payments represent principal and interest only and are based on a conventional loan with a purchase price of $600,000, a 10% down payment, a 780 FICO score, and a 30 Year Fixed Interest Rate. Rates are subject to change daily. This is not a commitment to lend or pre-approval.* 

 

Move In Sooner - 4.99% on QMI Homes**

  • Save Hundreds per Month. Save Thousands in Five Years. 
  • Limited Homes. Many Are Move-In Ready. Don’t Miss Out.
  • Select Quick Move-In Homes with 4.99% Conventional 5/6 ARM Loan.
For a limited time, eligible homebuyers can save hundreds of dollars per month on their mortgage payment with a 4.99% Conventional 5/6 ARM Loan when purchasing an eligible Quick Move-In Home by Main Street Homes. A Quick Move-In Home gives you the opportunity to move into a brand-new construction home at a faster pace. Your energy-efficient home has been built with quality name-brand products. Our certified DC Pro Design Consultants proudly chose your selections and finishes. Feel confident knowing that your Quick Move-In Home has the same warranties as a To-Be-Built Home. Connect with our Online Sales Specialists, Savannah and Daniel, to ask questions, explore available homes, and learn more about this limited-time offer. They’ll help you take the first steps toward falling in love with your new Main Street home.

Select Quick Move-In Homes:

Let’s Do the Mortgage Math! Save Over $36,000 on a $600,000 Home with a 4.99% Conventional 5/6 ARM Loan!**

Disclaimer: Estimated payments represent principal and interest only and are based on a $600,000 purchase price, 10% down payment, $540,000 loan amount, and a 30-year amortization. 4.99% ARM rate is fixed for the first 5 years and may adjust thereafter. The five-year savings comparison assumes a 6.75% interest rate for the alternative loan and represents the difference in principal and interest payments over the first 60 months. Rates, terms, and qualification requirements are subject to change. This is not a commitment to lend or pre-approval.**
See Below for Promotional Details, Eligibility Requirements, Restrictions, Financing Terms, and Disclaimers.

5.99% 9-Month Extended Lock Available at Select Main Street Homes Communities on To Be Built Homes​*

*This special financing offer is available with the builder's designated preferred lender on select single-family, condo & townhomes in lieu of flex cash incentives for contracts ratified between 10/1/26 and 10/31/26, subject to availability. Funds are considered reserved only upon written confirmation by the lender and seller. A fixed interest rate buy-down through the builder's preferred lender is available on a conventional fixed-rate loan with a 30-year amortization, resulting in a fixed interest rate of 5.99% (APR 6.36%), based on a 20% down payment, 780 credit score, owner-occupied financing, closing within 270 days of agreement ratification, and no escrow waiver. APR assumes a purchase price of $500,000. The 270-Day Extended Lock includes a one-time float-down option. Homebuyers can exercise a one-time float down within 60 days of closing. The new rate is based on the rate sheet in effect on the day the homebuyer elects to execute the one-time float-down.


4.99% Conventional 5/6 ARM Loan on Select Main Street Homes Quick Move-In Homes**

** This special financing offer is available through the builder's designated preferred lender on select single-family & townhome quick move-in homes, in lieu of flex cash incentives, for contracts ratified between 10/1/26 and 10/31/26, subject to the availability of a limited pool of forward commitment funds. A limited pool of funds has been allocated for this program. Funds are available on a first-come, first-served basis. Funds are considered reserved only upon written confirmation by the lender and seller. Once funds are depleted, this offer will no longer be available, regardless of contract date. An adjustable interest rate buy-down through the builder's preferred lender is available on a conventional 5/6 ARM loan with a 30-year amortization, resulting in an interest rate of 4.99% (APR 6.36%), based on a 10% down payment, 780 credit score, owner-occupied financing, closing within 60 days of agreement ratification, and no escrow waiver. APR assumes a purchase price of $500,000. Terms Applicable to all Financing Offers: Total interested-party contributions, including those applied toward rate buy-downs or closing costs, are subject to maximum limits set by loan program guidelines and may reduce the total incentive available. Actual interest rates, APR, and qualification are subject to change and will vary based on credit profile, loan program, down payment, occupancy, property type, and market conditions. Rates may change prior to rate lock. This is not a commitment to lend. All financing is subject to buyer qualification, underwriting approval, and investor program guidelines. Any rate lock or financing agreement must be in writing and executed by both borrower and lender. Buyers are encouraged to consult with our designated preferred lender or a lender of their choice to determine exact financing terms. While the purchaser can use any lender, the promotional special financing offer is only available with a mortgage loan obtained through the builder's designated preferred lender at the time of contract. Purchasers are encouraged to shop around to ensure they receive the best services and rates. Please note that the owner of Main Street Homes is affiliated with MFR2, LLC, which has a business relationship with Tidewater Home Funding (a/k/a Benchmark Mortgage), where MFR2, LLC has a 2.5% ownership interest. This relationship may provide MFR2, LLC with a financial or other benefit. Main Street Homes reserves the right to modify, substitute, or withdraw this offer at any time without prior notice.



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