Two Ways to Save. Limited-Time Offer. Ends on 10/31/26.
Build & Personalize - Lock In 5.99%*
- To Be Built Homes in Select Communities with 5.99% 9-Month Extended Lock.
- Plus, a One-Time Opportunity to Float Down if Rates Improve.
- Personalize Your New Home. Know Your Rate. Build with Confidence.
- Scroll below for communities, payment examples, and disclaimers.
- Click to watch a video and learn about this promotion.
Move In Sooner - 4.99% on QMI Homes**
- Save Hundreds per Month. Save Thousands in Five Years.
- Limited Homes. Many Are Move-In Ready. Don’t Miss Out.
- Select Quick Move-In Homes with 4.99% Conventional 5/6 ARM Loan.
- Scroll below for homes, payment examples, and disclaimers.
Complete this form to connect with Savannah and Daniel, our New Home Specialists.
Click Here to Explore Special Offers for Quick Move-In Homes.
Click Here to Explore Our Quick Move-In Homes.
Click Here to Explore Our Communities.
Click Here to Explore Our Floor Plans.
Click Here to Locate Our Model Homes.
Two Ways to Save. Limited-Time Offer. Ends on 10/31/26.
Build & Personalize - Lock In 5.99%*
- To Be Built Homes in Select Communities with 5.99% 9-Month Extended Lock.
- Plus, a One-Time Opportunity to Float Down if Rates Improve.
- Personalize Your New Home. Know Your Rate. Build With Confidence.
- Click to watch a video and learn about this promotion.
To Be Built Homes in Select Communities:
- Beech Springs, Broadmoor West at Westerleigh, Songbird - Homesite 24 & Tuckmar Farm
- The Aire at Westchester- Ask Which Buildings Are Included
- Oasis - Ask Which Buildings Are Included
- Reserve at Oasis - Ask Which Buildings Are Included
- Midlo West - Ask Which Buildings Are Included
- Cedar Green Community - Powhatan, VA | 2460 Cedar Green Terrace, Powhatan, VA 23139
- This is a single homesite purchased by Main Street Homes. Homesite 4 with 5.3 Acres on a cul-de-sac
- Parcel Tax Map ID: 53-7-4. Lot Size: 5.3-acre cul-de-sac homesite
- Available Home Plans: Berkeley, Lancaster, Linden, Parkview, Stuart
Let’s Do the Mortgage Math! Save Over $139,000 on a $600,000 Home with a 5.99% 9-Month Extended Rate Lock*

Move In Sooner - 4.99% on QMI Homes**
- Save Hundreds per Month. Save Thousands in Five Years.
- Limited Homes. Many Are Move-In Ready. Don’t Miss Out.
- Select Quick Move-In Homes with 4.99% Conventional 5/6 ARM Loan.
Select Quick Move-In Homes:
- Chesterfield, VA 23838- Single Family Homes
- Moseley, VA 23120- Single Family Homes
- Quinton, VA 23141- Single Family Homes
- Midlothian, VA 23113- 55+ Active Adult Villa Homes
- Midlothian, VA 23113- Condo by Westchester Commons
Let’s Do the Mortgage Math! Save Over $36,000 on a $600,000 Home with a 4.99% Conventional 5/6 ARM Loan!**

5.99% 9-Month Extended Lock Available at Select Main Street Homes Communities on To Be Built Homes*
*This special financing offer is available with the builder's designated preferred lender on select single-family, condo & townhomes in lieu of flex cash incentives for contracts ratified between 10/1/26 and 10/31/26, subject to availability. Funds are considered reserved only upon written confirmation by the lender and seller. A fixed interest rate buy-down through the builder's preferred lender is available on a conventional fixed-rate loan with a 30-year amortization, resulting in a fixed interest rate of 5.99% (APR 6.36%), based on a 20% down payment, 780 credit score, owner-occupied financing, closing within 270 days of agreement ratification, and no escrow waiver. APR assumes a purchase price of $500,000. The 270-Day Extended Lock includes a one-time float-down option. Homebuyers can exercise a one-time float down within 60 days of closing. The new rate is based on the rate sheet in effect on the day the homebuyer elects to execute the one-time float-down.
4.99% Conventional 5/6 ARM Loan on Select Main Street Homes Quick Move-In Homes**
** This special financing offer is available through the builder's designated preferred lender on select single-family & townhome quick move-in homes, in lieu of flex cash incentives, for contracts ratified between 10/1/26 and 10/31/26, subject to the availability of a limited pool of forward commitment funds. A limited pool of funds has been allocated for this program. Funds are available on a first-come, first-served basis. Funds are considered reserved only upon written confirmation by the lender and seller. Once funds are depleted, this offer will no longer be available, regardless of contract date. An adjustable interest rate buy-down through the builder's preferred lender is available on a conventional 5/6 ARM loan with a 30-year amortization, resulting in an interest rate of 4.99% (APR 6.36%), based on a 10% down payment, 780 credit score, owner-occupied financing, closing within 60 days of agreement ratification, and no escrow waiver. APR assumes a purchase price of $500,000. Terms Applicable to all Financing Offers: Total interested-party contributions, including those applied toward rate buy-downs or closing costs, are subject to maximum limits set by loan program guidelines and may reduce the total incentive available. Actual interest rates, APR, and qualification are subject to change and will vary based on credit profile, loan program, down payment, occupancy, property type, and market conditions. Rates may change prior to rate lock. This is not a commitment to lend. All financing is subject to buyer qualification, underwriting approval, and investor program guidelines. Any rate lock or financing agreement must be in writing and executed by both borrower and lender. Buyers are encouraged to consult with our designated preferred lender or a lender of their choice to determine exact financing terms. While the purchaser can use any lender, the promotional special financing offer is only available with a mortgage loan obtained through the builder's designated preferred lender at the time of contract. Purchasers are encouraged to shop around to ensure they receive the best services and rates. Please note that the owner of Main Street Homes is affiliated with MFR2, LLC, which has a business relationship with Tidewater Home Funding (a/k/a Benchmark Mortgage), where MFR2, LLC has a 2.5% ownership interest. This relationship may provide MFR2, LLC with a financial or other benefit. Main Street Homes reserves the right to modify, substitute, or withdraw this offer at any time without prior notice.