Receive Up to $31,500 in closing costs and flex cash on your new home purchase! Expires 7.31.24.

Main Street Homes

Summer Flex Cash!!

Receive Up to $31,500 in closing costs and flex cash on your new home purchase. Use it to lower your monthly payments, pay ALL closing costs, or use it towards options! The choice is yours through 7/31/24. 

See below for details and disclaimer.

Lock in your savings today
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Work with our preferred lenders and closing attorney to lower your interest rate, lock your rate or help pay closing costs

To avoid a long list of fine print disclosures, we won't post a specific rate here, but you will be able to work with our preferred lenders and closing attorney to find the best option available to you! 

Here are a few ways our partners can help you lock in your savings:

Mortgage Rate Buydown

Rates as low as 4.99% Available. Lower your monthly payment by a possible $800 a month.

Lock In Your Interest Rate

Confidence knowing your payment won’t change before closing.

Lower Your Closing Costs

Have the extra cash needed to move into your new home.

* Offer is available on To Be Built Homes and select quick move in homes with a purchase agreement signed between 7/1/24 – 7/31/2024, with use of preferred lender and closing attorney, subject to regulatory limits and buyer qualifications. Flex Cash is up to 4% of base price plus lot premium and is the total Incentive which includes lender and closing attorney contributions. Of the Flex Cash, at least 1% must be used towards CC, and the remainder may be split as the purchaser desires, towards either closing costs or options discount . Lender pays 0.75% of loan amount credit towards closing costs, and buyers receive $650 for closing attorney.  Amount varies by property and cannot be used to reduce base price.  Please ask New Home Consultant for terms and exact credit amounts. Seller contribution limits may apply and may affect maximum financing. Maximum closing cost assistance may vary based on the purchase price, product, and occupancy. Seller is not a lender. Purchaser is free to use any lender and/or attorney he/she likes; however, the promotional credits are only available with a mortgage loan obtained through Main Street Homes preferred lenders, see New Home Consultant for additional details. Main Street Homes reserves the right to change or withdraw any offer at any time. Restrictions apply. Build on your lot homes are excluded from this promotion. Subject to final contract terms.

**This special financing offer is available on select single-family homes and townhomes that can close by July 31, 2024. Main Street Homes will contribute a closing cost credit of up to 2.75% of the loan amount when using our preferred lender, subject to regulatory limits and buyer qualifications. A temporary 2/1 interest rate buydown from Truist Mortgage on a 30-year amortization is available, resulting in an interest rate of 4.99% for the first year (APR 7.2%), assuming a 20% down payment, a 780 credit score, and owner-occupied status with no escrow waiver.

The seller credit will reduce the interest rate to 4.99% for the first 12 payments and 5.99% for the next 12 payments. After the 24th payment, the interest rate will return to a fixed note rate of up to 6.99% for the remainder of the loan term.

 Actual interest rates will vary based on credit score, loan program, down payment percentage, occupancy type, home style, and purchase price. Rates may change at the time of loan commitment, lock-in, or closing. Buyers must meet qualifications for specific loan terms, including occupancy, down payment, credit, and underwriting requirements, as well as investor program guidelines. This disclaimer is not an offer to enter into an interest rate or discount point agreement. Any such agreement must be in writing and signed by both the borrower and the lender.

The purchaser is advised to speak with the mortgage providers listed above to determine the exact financing costs required to close.

While the purchaser is free to use any lender, the promotional closing cost credit is only available with a mortgage loan obtained through Truist Mortgage. Purchasers are encouraged to shop around to ensure they receive the best services and rates.

Please note that the owner of Main Street Homes is affiliated with MFR2, LLC, which has a business relationship with Tidewater Home Funding (a/k/a Benchmark Mortgage), where MFR2, LLC has a 2.5% ownership interest. This relationship may provide MFR2, LLC with a financial or other benefit.

Main Street Homes reserves the right to change or withdraw any offer at any time.

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